Is farmers insurance cheaper than state farm? It is normal to have a big question about price when choosing a car insurance. There is no doubt that people want to find the cheapest insurance with the best coverage possibility. Yet, people might have different needs and considerations. Between Farmers Insurance and State Farm, you can make a comparison to find the best choice.
Customer Service
Dealing with the insurance agent might not be the most pleasant experience for many people. However, you can make it better by choosing an insurance with the best customer service. Which one has better customer service between Farmers Insurance and State Farm?
State Farm customer service is considered better than Farmers insurance for people who did not file a claim. However, among people who had filed a claim, it seems that Farmers insurance has better customer service.
Claim Handling
The customer service of Farmers insurance might be considered better by people who had filed a claim but the difference from State Farm Insurance is not that big. Yet, the claim process for Farmers insurance policyholders is easier. They can file a claim easily. More importantly, they can also access the status updates easily during the claim process.
Customer Loyalty
Before you choose a car insurance, you might do a lot of deep research including looking for customer reviews. You might consider choosing car insurance with great customer loyalty because it means that the insurance company can keep the good work for a long time. In terms of customer loyalty, State Farm has a better record.
The clients of State Farm likely recommend the insurance products to others. They also likely make policy renewal. It can be a good sign that clients love the service of this insurance company.
Price
The question about price must be the most important topic you want to find out. The price of car insurance might be different for different age segments. For teen drivers whether male or female, the policy from Farmers insurance is much higher than State Farm. You can save thousands less for teen driver’s car insurance by choosing State Farm Insurance, after all.
State Farm car insurance is also cheaper for young adults, adults, seniors, good drivers, drivers with speeding tickets, drivers after an accident, drivers after a DUI, for high coverage, and minimum coverage. Mostly the price of State Farm Insurance is lower than national average while Farmers insurance is higher than national average. However, Farmers insurance is considered cheaper for drivers with poor credit.
Bottom Line
You can find some good aspects from Farmers car insurance since it comes with better satisfaction rates for customer services, as well as claim handling. It can also be a great choice if you have poor credit. However, you cannot get this insurance in nine states or DC. The rates are above the national averages, as well.
Meanwhile, State Farm has good cores in overall customer surveys. The rates are also low for drivers with various circumstances. Yet, drivers with poor credit might not want to choose this insurance due to its higher rates. The claim handling satisfaction scores are mediocre.
is farmers insurance cheaper than state farm? You can decide from the explanation above.