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Are international students studying in the UK required to pay any additional fees to access health insurance? Is healthcare free for international students in the UK?
All legal residents are covered by the National Health Service (NHS), regardless of nationality, visa status, taxes or insurance contributions. As a result, international students in the UK can use the NHS in the same way that British nationals.
In this article, we have covered everything international students studying in the UK need to know about health insurance.
Is private health insurance required for international students in the UK?
UK international students are not required to have a private health insurance policy, either while applying for a visa or when registering. Private insurance is available if you wish to receive medical treatment in private clinics or hospitals in the UK, although it is not required. The National Health Service (NHS) covers most of your needs and is used by the vast majority of British citizens and residents.
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How much does UK health insurance cost for international students?
The cost of UK international student health insurance is £470 per year. When applying for a student visa, you must pay the Immigration Health Additional (IHS) fee, which must be paid in addition to the visa price. You must also pay IHS for each dependent who will accompany you, if any.
The Immigration Health Supplement (IHS) is a tax that all new arrivals to the UK must pay in order to receive NHS benefits. If your course is less than six months long, the fee is simply £235.
How do I pay the UK immigrant student health surcharge?
When you apply for a UK student visa, you must pay an additional health immigration fee. You must pay IHS by debit or credit card throughout the application procedure if you are submitting your visa application online. Before returning to your visa application, you will be redirected to a location where you must complete payment within 30 minutes.
Do international students get on the NHS? All international students are eligible for NHS treatment in the UK. They have to pay an additional healthcare fee (£150 per year as a student, eg £300 for a two-year visa) while submitting their visa application before they arrive in the UK.
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How does the NHS work in the UK for international students?
You will be registered with the NHS once you have paid the Immigration Health Supplement, and you will be able to access healthcare at the national level while you are studying. You do not have to pay anything for the following services if you use the NHS:
- Consult your doctor or go to an outpatient clinic.
- After an emergency, hospitalization (A&E) is required.
- In the general clinic, care for minor injuries is provided.
- When your GP refers you to a specialist, you can have a consultation or treatment with them.
What does the NHS not cover for international students seeking healthcare?
In most cases, the NHS does not cover the following expenses:
- Prescription medicine
- Dental Care
- Eye exams, eyeglasses, and contact lenses are all examples of eye care
- Wig and weave supports are available
You should register with a local GP clinic once you arrive in the UK, as this is the first place you should go for medical care or advice.
Who are general practitioners and what do they do?
General practitioners are doctors who work for the NHS (GP). They collaborate with doctors, nurses and other administrative staff in local clinics. You must register with a general practitioner (GP) so that you have a physician responsible for your ongoing health care and a point of contact for medical issues.
If you need more specialized treatment, your GP will keep track of your medical history and records and recommend medical professionals or consultants.
How to register with a GP as an international student in the UK before obtaining health insurance?
You should register with a local GP clinic once you arrive in the UK, as this is the first place you should go for medical care or advice.
To register with a GP, you are a foreign student studying in the UK, you will need to bring the following documents:
- ID or passport.
- Address proof.
- lease.
- birth certificate.
- If you are a student, you will also need a letter from your university confirming that you are a student.
- Immigration documents if you are an international citizen.
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Are medicines prescribed by the National Health Authority (NHS)?
Unless you fall into one of the exemption categories, you will have to pay for any prescription as an international student.
- You are sick in the hospital.
- You are pregnant or have recently given birth.
- You are under eighteen years old.
- You have a medical exemption certificate and you have a medical condition such as cancer, diabetes or epilepsy (MedEx).
The price for a prescription on the NHS is £9.35 per item. You may be able to save money on prescriptions if you get a Prescription Prescription Certificate (PPC). There are two types of PPCs:
- £30.25 for a three-month PPC campaign
- £108.10 for a 12-month PPC campaign
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