Main sockets:

  • It’s a great time to buy a new or used car for your teen, but be sure to look for models that are safe, reliable, and affordable, too. We bring you a list of the best safe cars for teens for new and used vehicles.
  • Discover some great tips for keeping teens safe while driving.
  • Find insurance for your teen that won’t break the bank. Learn some great ways to cut costs.

It’s the holidays and now is a great time to consider buying a new or used car for your teen. Imagine how excited your child will be when they look outside and see a shiny new car with a big red bow on top! You can already hear the cries of joy!

When it comes to teen drivers, you want to make sure that the car you buy is safe, reliable, and affordable. Not only is this a good idea for your teen, but it will give you peace of mind when they are out driving alone.

An added bonus – it also makes your premium more manageable!

While our top ten lists for both new and used cars include affordable cars for teens, we also consider safety a number one priority. The vehicles on our listings meet or exceed certain safety standards described below as determined by the Insurance Institute for Highway Safety (IIHS) and include such important points as vehicle weight and braking capacity.

To search for a specific car or truck in more detail, the National Highway Traffic Safety Administration (NHTSA) website allows you to check Vehicle safety ratings Based on a 5-star safety rating system. In addition, manufacturers’ websites have plenty of safety information about their specific models and equipment that can help make your decision.

Safety criteria used in selection

Using criteria from the IIHS and Consumer Reports (CR), cars and trucks earn top ratings for front, side, roof and rear crash safety, plus standard electronic stability control and a curb weight of over 2,750 pounds. These vehicles also have above-average CR reliability scores and dry braking at 60 mph from 145 feet or less.

All prices have been set previously Kelly Blue Book Older model year and lower trim level used cars in good condition and usual mileage. Car prices obviously vary based on things like geographic location and season, so be sure to research your surrounding area.

When buying a used car, always remember Check safety recalls. NHTSA recommends checking every six months to ensure that new recalls are not missed. You can also notify the manufacturer to put them on their list of recall notices and receive recalls when they are issued.

Top 10 used cars for teens

Here is a list of the top 10 used cars for teen drivers under $20,000. As with any car purchase, make sure of it Check the date To determine if the vehicle has been involved in any accidents or has had significant work done.

Subaru Legacy 2013 or later $8,300
Mazda 3 sedan or hatchback 2014 or later $8,700
Toyota Prius V 2015 – 2017 $12,400
Ford Edge 2015 – 2020 $12,900
Honda CR-V 2015 or later $14,900
Chevrolet Equinox 2017 $15,600
Hyundai Kona 2018 – 2021 $18,100
Toyota Corolla hatchback 2019 or later $18,700
Audi A6 2016 – 2019 $19,400
Honda Insight 2019 or later $19,800

Top 10 new cars for teens

The list of new cars includes cars under $40,000.

Mazda 3 sedan or hatchback $21,200
Chevrolet Trailblazer $21,900
Kia K5 $24,700
Hyundai Tucson $25,800
Subaru Outback $27,500
Mazda CX-5 $26,800
Ford Bronco Sport $28,200
Buick Encore GX $28,800
Toyota RAV4 $30,300
Toyota Highlander $37,100

How to keep your teen safe on the road

Now that you’ve decided to buy that new or used car, you still have to keep your teen driver safe on the road. Believe it or not, parents are still the number one influence when it comes to helping kids develop strong driving habits and now is the time to start.

Statistically, teenage idle rates are four times higher than adults due to these common reasons:

  • Distracted or drowsy driving
  • Texting while driving
  • Inexperience of the driver
  • night driving
  • Driving with too many teenage passengers
  • Not using seat belts
  • Reckless driving
  • Driving at a volume so loud that surrounding traffic or emergency vehicles cannot be heard
  • Driving impairment

Driving statistics for teen drivers

Grim though they are, these statistics remind every parent of the importance of setting expectations for teen drivers’ behavior. It can make a difference! According to the Centers for Disease Control (CDC):

  • Driver inexperience contributes to accidents and injuries more than any other factor.
  • Car crashes are the leading cause of death for teens in 2022.
  • More than 2,800 teens lost their lives in 2020 due to car accidents. That’s eight teenagers every day.
  • Night driving puts teens at a much greater risk.
  • The risk of accidents increases in the first months after a teen gets a driver’s license.

Unfortunately, you can’t always be there to keep your child safe — but you can give them the tools to make good decisions. Accidents can be prevented, and parents make a difference by teaching their teens good driving habits.

A study done by the Centers for Disease Control in 2019 It found that more than 42% of high school students did not wear seat belts when driving and 39% admitted to texting while driving.

Focus on these eleven tips for keeping your teen safe behind the wheel:

  1. Always make sure your teen wears a seat belt as well as everyone else in the car with them. They are needed in every state for a reason – they save lives!
  2. Ask your teen to sign an agreement that sets out expected behaviors while driving or riding with other teens. The CDC provides an excellent example over here which deals with observing speed limits, complying with traffic laws, and not wearing earphones or headphones (among other things).
  3. Ride with your teen as often as possible to help him gain experience and confidence. Driving with you in the car gives your teen the opportunity to ask questions that might not otherwise arise.
  4. Teach your teen about his new car’s equipment, GPS (if equipped), safety features, and even how to change a flat tire. The advanced preparation gives your child the self-confidence they need to be a good driver.
  5. Don’t be afraid to offer suggestions, correct behavior, or compliment your teen driver. Teenagers are always receptive to parental advice, but that shouldn’t stop you from participating in their learning experience.
  6. Consider limiting your teen’s nighttime driving for the first several months or until you feel he has gained enough experience.
  7. It’s okay to limit the number of teenage passengers your child can have in the car. At least for the first six months, don’t consider any riders or limits one or two until they gain some experience and confidence.
  8. Modeling good behavior cannot start too early. Always wear your seat belt and obey the rules of the road. Your child is observing and absorbing everything.
  9. Part of developing driving confidence is getting comfortable behind the wheel in more challenging conditions. Drive with your child in bad weather and during rush hour to help him gain confidence.
  10. Consider the safe driving course. They are offered by private schools as well as AAA and other leadership resources and are well worth your time.
  11. Make sure your teen understands your expectations about drinking and driving.

We strongly encourage your teen to stick to this Driving agreement between parents and teens rather than simply obtaining their verbal consent. The intention to sign an agreement allows the teen to feel obligated to keep their promise, plus they can never say they don’t know or understand the rules you’ve made for them.

5 ways to get good safe car insurance rates for teens

Once you have chosen one of the safest cars for teens 2022, you will want to purchase insurance with full coverage to protect your teen and your investment. You can speak with your current insurance company or get a quote for a new policy through an online marketplace such as

When you choose to get a quote for a new or additional vehicle, your insurance company uses known information to determine the cost of the policy. Since your child has no history as a driver, it will use a combination of your insurance information, new car details, as well as taking into account your child’s age.

Your information will typically include these items:

  • Demographic information, including name, address, social security number, and contact information
  • Credit scores and history
  • Record your driving as well as your teens
  • Information about the new vehicle – make, model, year, VIN, security features, anti-theft devices, mileage
  • Daily commute and car parking

Here are 5 ways to lower your teen’s insurance premium:

  1. Good Grades Discount – If your child gets good grades, but be sure to tell the insurance agent when getting a quote. Most insurance companies give a 2 to 5% discount to students who earn and maintain a B average in school.
  2. Choose a safe, reliable vehicle with good safety ratings and anti-theft equipment to keep your teen safe and reduce your insurance premiums.
  3. Have your teen take a driver’s education course. Completing an accredited course often nets you a discount of up to 10% in annual premiums which can really add up.
  4. You agree to use telematics technology if offered by your insurance company. It is easy to install and track driving habits that are reported to the insurance company on telematics devices, which are often provided by the insurance company, and are used to set rates. If your teen is exhibiting unsafe driving habits, you’ll know and can respond before there’s a problem.
  5. Be sure to shop around and get the best multi-car insurance rates and consider bundling your home and life insurance as well. Most major insurance companies offer deep discounts on bundled policies.

Additional discounts may be available

When buying insurance, always make sure you get every available deductible other than bundling. Consider these plus some for your teen, such as good grades:

  • Good Driver or Accident Free discounts reward your excellent driving habits as well as your teens as they build history.
  • Low mileage discounts if you drive less than 7,500 a year. With changes to work life since the pandemic, many people are working remotely from home or in a hybrid model where their driving has been greatly reduced.
  • Military, career, and senior deductions can apply if you or your spouse are in the military or for career options such as a physician, attorney, or CPA.
  • Be a member of certain professional or university organizations. For example, GEICO is currently partnering with over 500 different groups to offer discounts to its members.
  • You can often get a discount by paying your installments all at once rather than opting for monthly billing. Autopay is also rewarded with a 1-2% discount.
  • Loyalty discounts are given to long-term customers.
  • Anti-theft brakes, anti-lock brakes, daytime running lights, and passive restraints are all safety features that insurance companies swear by.

Shopping around for quotation

With today’s technology, getting a reliable quote is as easy as filling in some simple information using our market quote engine. With the information we listed above, you can get insurance quotes to choose from and even speak with an insurance professional who can answer questions and make sure you get all the deductibles you deserve and deserve.

About Katherine Morstad

Katherine has a background as a small business owner and currency dealer. Katherine has also enjoyed a career as a Regional Director and Operations Director in Healthcare, specializing in Operations, Third Party Insurance Reimbursement, and Revenue Cycle Management.

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